These Terms of Service (the “Terms”) form a binding agreement between you and Dmitrii Demin, a sole trader registered in Georgia (the country) (the “Operator”, “we”, “us”), and govern your use of the Muniment iOS application and related services (the “Service”). By installing or using the Service, you accept these Terms.

01

Eligibility

You must be at least 13 years old (16 where higher consent age applies under GDPR), with legal capacity to enter into a binding contract. You are responsible for confirming that your use of Muniment is lawful in your jurisdiction.

02

The Service

Muniment helps you record and track product warranties, receipts, and related documents. It includes local storage; optional iCloud sync; optional AI Scan via a third-party provider (OpenAI); local-notification reminders before warranty expiry; and PDF/CSV export.

03

The Service is provided “AS IS”

The Service is provided on an “as is” and “as available” basis, without warranty of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, or non-infringement.

• AI Scan results are estimates. The model may misread fields, return wrong dates, miss data, or hallucinate. Review and correct extracted information before relying on it.
• Warranty expiry reminders are estimates. Always verify entitlement directly with the manufacturer or retailer.
• iCloud sync is provided by Apple. Synchronisation timing and integrity are subject to iCloud’s behaviour, which we do not control.
• The Service is not legal, financial, or insurance advice.

04

Subscriptions, free trial, billing

Apple is the seller

All purchases are processed by Apple under the Apple Media Services Terms and Conditions. Apple charges your payment method.

Free trial (when eligible)

The annual plan may be offered with a free trial of the duration shown on the paywall. The trial begins when you confirm the purchase. Unless you cancel at least 24 hours before the end of the trial, your subscription renews automatically and Apple will charge the price shown for the first paid period.

Auto-renewal

Subscriptions renew automatically at the price disclosed on the paywall, unless you cancel before the renewal date.

Cancellation

Cancel anytime via Settings → [your Apple ID] → Subscriptions → Muniment → Cancel Subscription. Cancellation takes effect at the end of the current billing period.

Refunds

Refunds are issued by Apple at reportaproblem.apple.com, governed by Apple’s terms and by mandatory consumer-protection law where you live.

Family Sharing

Where enabled by us in App Store Connect, an active Muniment Pro subscription may be shared via Apple’s Family Sharing with up to five other family members.

05

Your content

You own your content. You grant us a non-exclusive licence to store, transmit, and process your content only to the extent strictly necessary to provide the Service to you. You are responsible for ensuring you have the right to upload anything you submit.

06

Acceptable use

You agree not to: reverse-engineer the Service; circumvent rate limits; submit content that is not yours where doing so violates another’s rights; submit content designed to attack our backend or our AI provider; use the Service for illegal activity; or resell the Service at scale.

07

Intellectual property

The Muniment app, brand, design, and code are owned by the Operator. You receive a limited, non-exclusive, non-transferable, revocable licence to install and use the app on devices you own or control for personal, non-commercial use.

08

Disclaimers and limitation of liability

To the maximum extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages, including lost profits or lost data. Our total aggregate liability is limited to the greater of (a) what you paid us through Apple in the preceding twelve months and (b) USD 50. These limits do not exclude liability that cannot be excluded by applicable law (gross negligence, intentional misconduct, fraud, death or personal injury where applicable).

09

Indemnification

You agree to indemnify the Operator from third-party claims arising out of (a) your violation of these Terms, (b) your violation of any law, or (c) your content infringing third-party rights — except to the extent the claim arises from our gross negligence or wilful misconduct.

10

Termination

You may stop using the Service at any time. We may terminate or suspend access for material breach or where required by law. Sections that should survive (intellectual property, disclaimers, limitation of liability, indemnification, governing law) survive termination.

11

Changes

We may modify the Service or these Terms. For material changes, we will notify you in-app before the change takes effect. Continued use after the effective date constitutes acceptance.

12

Governing law and dispute resolution

These Terms are governed by the laws of Georgia (the country). The competent courts of Tbilisi, Georgia have exclusive jurisdiction, except that consumers resident in the EU/EEA, UK, Switzerland, or any jurisdiction granting non-waivable consumer protection retain the right to bring proceedings in their country of residence and benefit from mandatory consumer-protection law of their habitual residence.

13

Apple-specific terms

1. These Terms are concluded between you and the Operator only — not with Apple. Apple is not responsible for the Service or its content.
2. Apple has no obligation to provide maintenance or support.
3. If the Service fails to conform to any applicable warranty, you may notify Apple, which may refund the purchase price; Apple has no other warranty obligation.
4. The Operator (not Apple) is responsible for product liability claims, claims that the Service fails to conform with legal requirements, and claims arising under consumer-protection law.
5. The Operator (not Apple) is responsible for IP-infringement claims relating to the Service.
6. You represent that you are not located in a country subject to a U.S. embargo or designated as “terrorist supporting”, and not on any U.S. prohibited-parties list.
7. Apple and Apple’s subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.

14

Severability and entire agreement

If any provision is held unenforceable, the remaining provisions remain in effect. These Terms together with the Privacy Policy constitute the entire agreement.

15

Contact

Customer support	support@muniment.app
Legal notices	legal@muniment.app
Privacy	privacy@muniment.app

This Privacy Policy explains how the Muniment iOS application (“Muniment”, the “App”, “we”, “us”) collects, uses, and shares information when you use it.

Muniment is operated as a sole trader by Dmitrii Demin, an individual developer based in Georgia (the country). Throughout this policy “we” refers to that operator. For any privacy-related question, write to privacy@muniment.app.

01

Plain-language summary

• Muniment is a personal warranty and receipt tracker. Most of your data lives only on your device and, if you enable iCloud, in your private iCloud account that we cannot access.
• We never ask for your name, email, address, phone number, or location.
• When you use AI Scan, the photo of your receipt or warranty card is sent over an encrypted channel to our server, which forwards it to OpenAI to extract structured fields. We do not retain the image; OpenAI’s enterprise data policy applies.
• We use Firebase Analytics and Crashlytics to understand how the app is used and to fix crashes. These send aggregated, pseudonymous events — not your warranty content.
• Subscriptions are processed by Apple. We use RevenueCat to receive subscription state. Apple, not us, processes your payment.
• You can delete your data at any time from inside the app or by uninstalling it and disabling iCloud sync for Muniment.

02

Information we collect

Information you create on your device

When you add a warranty, you may enter or attach: product name, brand, model, serial number, retailer, purchase date, price, currency, warranty length, free-text notes, and photographs of receipts or warranty cards. This information is stored locally using Apple’s Core Data framework. If you enable iCloud, the same records are mirrored to your private iCloud Database via CloudKit. Apple stores this data; we have no access.

Photographs you submit to AI Scan

When you tap “Scan with AI”, Muniment downsizes the photograph to a maximum of 1024 px on the longest side, JPEG-compresses it, and sends it over HTTPS to our backend at api.muniment.app. Our backend forwards the image to OpenAI’s Chat Completions API to extract structured fields, which are returned to your device and used to pre-fill the Add Warranty form. We do not store the image on our backend.

Subscription information

If you subscribe to Muniment Pro, Apple processes the transaction. Apple shares a transaction receipt with us through RevenueCat. We use this receipt to know whether you have an active subscription. We never receive your card or Apple Pay details.

Usage analytics

Muniment uses Google Firebase Analytics to record events such as: app opened, screen viewed, paywall viewed, scan started, scan completed, warranty added, settings viewed. Each event includes a Firebase-assigned installation identifier and basic device information (model, OS version, language, timezone). It does not include the content of your warranties or photos.

Crash diagnostics

Muniment uses Google Firebase Crashlytics. When the app crashes, it records: stack trace, device model, OS version, app version, language, free disk space, and pseudonymous identifiers. It does not include warranty content.

Device identifier for AI Scan quota

The first time you launch the app, Muniment generates a random UUID and stores it locally. It is sent to our backend with each AI Scan request so we can enforce a per-device monthly cap. The UUID is not linked to your Apple ID, Firebase ID, or RevenueCat ID; it resets if you reinstall the app.

Server logs

Cloudflare logs request metadata (IP address, timestamp, response code, user-agent) for routine reliability monitoring. These logs are retained per Cloudflare’s standard retention (currently up to 30 days) and are not joined with your warranty content.

03

How we use your information

Purpose	Lawful basis (GDPR)
Run the app on your device	Performance of contract (Art. 6(1)(b))
Sync your data via your private iCloud account	Performance of contract
Process AI Scan via OpenAI	Performance of contract; explicit user action
Manage subscription, trial eligibility, and entitlement	Performance of contract; legal obligation
Enforce per-device AI Scan quota	Legitimate interest in preventing abuse
Analytics on aggregate app usage	Legitimate interest (Art. 6(1)(f))
Crash and stability diagnostics	Legitimate interest
Comply with applicable law	Legal obligation

We do not sell your information. We do not run targeted advertising. We do not profile you for marketing purposes.

04

Sub-processors

Provider	Role	What we share	Policy
Apple Inc.	iCloud sync, payments, push	iCloud-mirrored warranties; transactions	link
OpenAI	AI Scan	Single image per scan	link
Cloudflare	Backend host, KV, CDN	Request metadata; deviceId; scan count	link
Google (Firebase)	Analytics & Crashlytics	Usage events, crash logs	link
RevenueCat	Subscription management	Anonymous user ID, transaction state	link

API submissions to OpenAI are not used to train OpenAI models. Default 30-day retention applies for abuse monitoring.

05

Data retention

Data	Retention
Local Core Data records	Until you delete them or uninstall the app
iCloud-mirrored records	Until you delete them or remove Muniment from iCloud
AI Scan images on our backend	Not stored after response
AI Scan images at OpenAI	Up to 30 days for abuse monitoring
deviceId and monthly scan count	35 days, auto-expires
Cloudflare server logs	Up to 30 days
Firebase Analytics events	14 months
Crashlytics reports	~90 days
RevenueCat subscription history	While active + 12 months

06

Your rights

If you are in the EU/EEA, the UK, Switzerland, Georgia, California, or another jurisdiction granting these rights, you have the right to access, rectify, erase, restrict, object to processing, port your data, withdraw consent, and lodge a complaint with a supervisory authority. In Georgia: Personal Data Protection Service.

To exercise any of these, write to privacy@muniment.app. We will respond within 30 days.

Most rights you can also exercise yourself, immediately, in the app:

• Export your data: Settings → Permissions & Data → Export (PDF or CSV).
• Delete a record: open the warranty → trash icon.
• Delete everything local: uninstall Muniment.
• Delete iCloud copies: system Settings → [your name] → iCloud → Manage Storage → Muniment → Delete Data.
• Stop AI Scan submissions: simply do not use the AI Scan feature.

07

Children

Muniment is rated 4+ for content appropriateness, but the service is intended for users at least 13 years old (16 in jurisdictions where higher consent age applies under GDPR). We do not knowingly collect personal data from children under that age. Contact privacy@muniment.app if you believe a child has used the service.

08

International transfers

Where personal data is transferred from the EU/EEA, the UK, or Switzerland to the United States, transfers rely on Standard Contractual Clauses adopted by the European Commission, supplemented by each provider’s technical and organisational safeguards.

09

Security

Data in transit is protected by HTTPS/TLS. Data at rest on your device is protected by iOS file-system encryption when locked. iCloud-mirrored data is encrypted by Apple. Our backend stores no image content; secrets live in Cloudflare’s encrypted secret store. If we become aware of a breach, we will notify affected users and regulators within 72 hours.

10

Changes

We may update this Privacy Policy. The “Last updated” date reflects the most recent revision. For material changes, we will notify you in-app before the change takes effect.

11

Contact

Privacy & data subject requests	privacy@muniment.app
Customer support	support@muniment.app
Legal	legal@muniment.app